Spectator Injuries and CGL Insurance Policies for Colleges and Universities

Edward Tessler

Colleges and universities are frequently subject to claims from spectators who are injured while watching sporting events. These suits may lead to significant settlements or judgments against the college or university. At a minimum, the school can incur litigation costs in defending itself. Schools should keep in mind that their comprehensive general liability insurance (CGpublished by shutterstock licenseL) policies may pay some or all of those costs. The coverage provided by CGL policies is broad enough that it should trigger the CGL insurers’ obligations under the policies. These obligations may include paying for any settlements or judgments up to the policies’ limits, as well as paying for defense costs. Continue reading “Spectator Injuries and CGL Insurance Policies for Colleges and Universities”